Product refers to the purchase of financial products by individuals in freely convertible foreign currencies, and the return is also calculated in terms of the value of the foreign currency.
Financial products purchased through banks do not require investors to make judgments on their investment decisions, but are completely guided by the terms designed in advance of the products and investment professionals of banks.
It is mainly divided into two categories, namely, fixed income foreign exchange financial products and foreign exchange structured financial products.
Foreign exchange financial products of fixed income are mainly linked to the underlying assets or investment direction of foreign exchange bonds. Under the condition of the same maturity, the return is higher than the return of the same currency.
Foreign exchange structured wealth management products have a wide range of investment and derivatives linked to them. They can be linked to commodities, overseas listed stock prices or indexes, hedge funds, gold and oil, and other subjects.
