It refers to the exchange behavior between different investors in order to obtain investment income.
Is short for “” and has both dynamic and static meanings.
Dynamic meaning refers to the special business activity of converting one country’s currency into another in order to pay international claims and debts.
Static refers to foreign currency that can be used and assets expressed in foreign currency.
The term “foreign exchange” usually refers to its static meaning.
It is characterized by high risk, controllable risk, flexible operation, high leverage ratio and high earnings.
Foreign Exchange Investment Model suitable for ordinary investors (1) Fixed foreign currency savings This is the most popular way for investors at present.
Low risk, stable income, with certain liquidity and profitability.
Unlike savings, it has the advantage of choosing which foreign currency to save in, as foreign currencies are freely convertible and vary from one foreign currency deposit to another and are constantly changing.
(2) Compared with the international market interest rate, the domestic deposit interest rate is still very low, but the yield of foreign exchange financial products can rise steadily with the rise of the international market interest rate.
In addition, many domestic foreign exchange financial products are short term and can maintain high yields.
Investors can maintain some liquidity and at the same time earn steady profits.
Many banks have launched similar products.
Investors can choose according to their own preferences without the help of foreign exchange experts.
(3) Option deposits (including foreign currency deposits linked to exchange rates) The annual return on option deposits can usually reach about 10%.
It is an ideal foreign exchange investment method with short term, high yield and limited risk if the judgment of exchange rate fluctuation trend is basically accurate and the operation time is appropriate.
But foreign exchange experts are needed to help with financial management.
Foreign banks already offer such services in Shenzhen.
(4) Foreign exchange investment.
Currency fluctuations can be profitable.
In the investment business, people with foreign currency may consider participating in exchange rate investment transactions to make a profit, but some people living abroad need foreign exchange experts to help with financial management when investing in exchange rates.
In view of the above foreign exchange financial management methods, we should carefully formulate financial management plans, determine the objectives of financial management, carefully study various foreign exchange financial management tools, compare the risks and benefits of different financial management methods, formulate appropriate foreign exchange financial management program portfolio, and seek the optimal growth of foreign exchange assets.
The strong dollar continued, with U.S. oil plunging nearly 8 percent and the energy crisis threatening to drag the euro below parity.
Please pay attention to the specific operation, the market is changing rapidly, investment needs to be cautious, the operation strategy is for reference only.