1. Time deposit in foreign currency.
This is by far the most common way for investors to choose.
It has low risk, stable income, certain liquidity and profitability.
Different from savings, it has the advantage of choosing which foreign currency to save because it can be freely exchanged and different foreign currency savings are different and changing all the time.
2. Foreign exchange financial products.
Compared with the international market interest rate, the domestic deposit interest rate is still very low, but the yield of foreign exchange financial products can rise steadily with the rise of the international market interest rate.
In addition, many domestic foreign exchange financial products have a short maturity and can maintain a high rate of return. Investors can maintain a certain amount of liquidity while making stable profits.
Many banks now offer similar products that investors can choose according to their preferences, without the help of foreign exchange experts.
3. Option deposit (including foreign currency deposit linked to exchange rate).
The annual yield of option deposit can usually reach about 10%. If the judgment of exchange rate trend is basically accurate and the operation time is appropriate, it is an ideal way with short maturity, high yield and limited risk.
But you need foreign exchange experts to help you manage your money.
At present, Shenzhen already has foreign banks launched this kind of business.
4. Invest.
At present, many domestic banks have launched foreign exchange exchange rate investment business. Those who have foreign exchange can consider participating in foreign exchange exchange rate investment trading to make profits. However, some people who have foreign exchange investment need foreign exchange experts to help them manage their money.
